Storm Damage
Storm Damage Insurance Claims
Documented inspections and a written scope your adjuster can actually work from.
Filing a Roof Damage Claim
After a storm it is natural to want repairs started immediately. But it is best to file the claim before repairing the roof — your insurer may require you to work with an approved contractor, and in some cases will decide to replace the roof rather than repair it.
In the meantime you can have the roof tarped or otherwise protected until the full repair is made. Contact EC Roofing for guidance on roof insurance claims.
What Insurance Usually Covers
Most insurers cover roof damage caused by a sudden, identifiable event:
- Fire
- Lightning strikes
- Falling objects
- “Acts of God”
- Hail
- Wind
- Vandalism
When a Claim May Be Denied
Claims are commonly refused where the damage is age or neglect rather than an event:
- The roof is old — typically 10–20 years or more
- The roof has not been maintained, and that lack of maintenance caused the damage
- The damage was intentional or accidental on the homeowner’s part
Related Services
Free Storm Damage Inspection
We’ll document what we find and give you a scope your insurer can use.
Contact Us
Tell us about your project and we’ll get back to you with a free, no-pressure estimate.
- Residential (410) 455-9880
- Commercial (410) 357-6810
- Email ecroofing@ecroofinginc.com
- Showroom 837 Frederick Road, Catonsville, MD 21228